Top Management

Shri V. P. Srivastava

Chief Finance Officer & General Manager, FMA, Treasury & Strategy.

Present Portfolio : 
 

1. Chief Financial Officer, IFRS, Investors Service, Reconciliation of A/c’s including Govt. A/c’s, Monitoring of penalties and Nominal Accounts, Accounting Policy, Board Matters related to Financial Results.
2. METCO, Proposed IBU at GIFT City.
3. Treasury & International Banking Division.
4. Strategy Department, Planning of Branches/Office Expansion, Rationalization/Merger etc. including Customer Service Points.
5. Clear institutional business proposals received from NBCA vertical for assessing profitability through a cost benefit analysis in a timely manner.
6. Timely and quality compliance of RMP, RAR, Supervisory Audit observations of RBI, Directions from DFS etc. pertaining to the vertical.
7. EASE Agenda related to the vertical.

Ms Chitra Datar

General Manager - Agriculture, FI & SLBC.

Present Portfolio :
 

1. Credit Priority – Agriculture & Allied Activities (Direct / Indirect).
2. Pool Selection / Finalisation, Sanction of Pool Proposal with Corporate Credit.
3. Monitoring of Agriculture Portfolio & Slippage Management. 
4. Convener SLBC, FI, Rural Development Centres, Financial Literacy, SHG / JLG, M-SETI, MGB, PSLC.
5. Managing Portfolio of Government Campaigns related to Priority Sector, Suraksha Schemes, APY etc. 
6. Gramin Mahila Balak Vikas Mandal. SKDRDP & Other Collaborations.
7. Timely and quality compliance of RMP, RAR, Supervisory Audit observations of RBI, Directions from DFS etc. pertaining to the vertical.
8. EASE Agenda related to the vertical.

Shri A. F. Kabade

General Manager - Chief Information Officer & General Manager, Digital Business Zone.

Present Portfolio :
 

1. Digital Business Units (Asset, Liability, Services, Third Party Digital Business.
2. Managing use of Account Aggregator, Jan Samarth Portal, Co-lending platform.
3. Managing Leads generated through Call Center, Digital Journeys, Missed Call Services and its conversion through Outbound Call Center.
4. Continuous review of Digital journeys in terms of risk management & review of digital business portfolio.
5. TReDs Cell- operation and Monitoring.
6. Managing IT Related Digital Infra on above, Addition of the digital journey’s / product portfolio which is STP.
7. Co-ordinate with NBCA and Zones wherever technology support is required especially in case of Institutional Clients and deliver tech based solutions in a timely manner.
8. Visualize/ Develop, Source and Manage/ Arrange UAT sign-off approvals from Institutional Clients for all kinds of Integrations/ Customizations required by clients and deliver in timely smooth manner and in coordination with Zones.
9. Providing, Managing/ Monitoring / Oversight of all system integrations, customizations etc. offered in Govt. Departments, PSUs, Ministries, Statutory Bodies, Corporates and other entities both existing and future arrangements.
10. Timely and quality compliance of RMP, RAR, Supervisory Audit observations of RBI, Directions from DFS etc. pertaining to the vertical.
11. EASE Agenda related to the vertical.
12. Chief Information officer (Additional Portfolio).

Shri Divesh Dinkar

Chief Compliance Officer & General Manager.

Present Portfolio : 

1. Chief Compliance Officer (CCO).
2. Adoption of proper / prudent Organizations & Methods, Systems & Procedures in the bank.
3. Implementation of Corporate Governance & Ethics in the Bank.
4. Building the compliance culture in the bank.
5. Coordinating with verticals for timely and quality compliance of RBI, DFS etc. directions/ audits/ observations and aim to improve and retain regulator ratings.
6. Nodal officer for implementation of EASE agenda in the Bank.
7. Timely and quality compliance of RMP, RAR, Supervisory Audit observations of RBI, Directions from DFS etc. pertaining to the vertical.
8. EASE Agenda related to the vertical.

Shri Sankpal Dinkar Baburao

General Manager, Credit Monitoring

Present Portfolio :

1. Credit Monitoring of entire advances portfolio after sanction of advances till closure of accounts / turning to NPA.
2. Manage to effectively reduce the stress and keep the stress in loan book across segments under control.
3. Monitoring of advances through various tools like, Stock Audit Reports, Consortium Meetings, CRISIL / Other Reports, B2G2, Review / Renewal, Stock Statements, Pre / Post Disbursement Compliances.
4. Reporting of invocation of Bank Guarantees and devolvement of Letter of Credit.
5. ASM/LIE reports Scrutiny and conduct of Stock Audit & / Credit Audit.
6. Monitoring of Machine Learning Potential Stress Accounts (MLPSA), SMAs.
7. MIS related to SMAs, SMA reporting to the Board/ACB, Loan Tracking Cell.
8. Staff Accountability (Preliminary Examination),
9. BC Management, Performance Monitoring, Review, Training, Service Offered through BCs and their Remuneration, Reconciliation of BC Channel Transactions.
10. Timely and quality compliance of RMP, RAR, Supervisory Audit observations of RBI, Directions from DFS etc. pertaining to the vertical.
11. EASE Agenda related to the vertical.

Shri Kare Manoj Dharmaraj

General Manager, Retail Credit & MSME

Present Portfolio : 

Retail Credit

1. Monitoring of Retail Portfolio including slippage management.
2. Management of the Retail Restructured Portfolio.
3. Management of CPC Structure (Retail) & Review of their performance.
4. Development of tailor made schemes & its yearly review on coverage, performance, competitiveness & NPAs.
5. Developing Tailor – made retail schemes for Corporates, Institutions, Government Employees etc.,
6. DSA Management & review of their performance
7. Tie up with various agencies.
8. Timely and quality compliance of RMP, RAR, Supervisory Audit observations of RBI, Directions from DFS etc. pertaining to the vertical.
9. EASE Agenda related to the vertical.

MSME Credit including Forex Portfolio

1. Monitoring of MSME Portfolio including slippage management.
2. Pool Selection / Finalisation, Sanction of Pool Proposal with Corporate Credit.
3. Management of the MSME Restructured Portfolio.
4. ASM/LIE Appointment & Monitoring
5. Bank Guarantee & Letter of Credit other than invocation of BG/devolvement of LC.
6. Management of CPC Structure (MSME) & Review of the performance.
7. Development of Cluster Schemes & Its yearly review on coverage, performance, competitiveness & NPAs.
8. TReDs – Policy, Procedure and Portfolio sanction.
9. Consortium meeting / lenders meet in respect of Standard Advances.
10. Timely and quality compliance of RMP, RAR, Supervisory Audit observations of RBI, Directions from DFS etc. pertaining to the vertical.
11. EASE Agenda related to the vertical

Shri Rajesh Kumar Singh

General Manager, Transaction Monitoring Unit & Customer Service.

Present Portfolio :

Transaction Monitoring Unit & Customer Service

(Nodal officer for CBI/SFIO and other law enforcement agencies. Principal Officer of AML)

1. OMU/EVVS & EFRMS:

1. Review and rectification of all alerts in OMU, EVVS & EFRMS and build robust system for monitoring and closure. Ensure TAT for closure as per guidelines.
2. Detecting deviations / irregularities at Branches/offices working under CBS that can help to initiate necessary & timely corrective action with a systematic and disciplined approach.
3. Monitoring exceptional transactions like spurt in advances, debit to income and expenditure heads etc.

2. Customer Grievance Redressal & 24x7 Cell (I4C)

1. Customer Service Department: Customer Services & Resolution of all Customer Complaints including BO Complaints, CPGRAM, DPREG /INGRAM, Social Media Complaints, SEBI Complaints etc. and Internal Ombudsman Escalations. Conducting Customer Service Committees across Bank and CSCB.
2. Handling 24x7 Cyber Grievance Cell: Providing transaction details for both victim and fraudulent amount getting credited into BOM Accounts, putting hold/ debit freeze on fraudulent BOM Accounts as per directions of State Cyber Police/ Legal Notice.

3. AML Cell:

1. Monitoring and closure of AML alerts.
2. Monitoring of STR, CTR, CBTR and generation & Submission of Data reports as per requirement.

4. Monitoring of Transactions:

Monitoring of transaction in accounts like BSBDA, Face to Face accounts, online accounts and various threshold transactions pointed out by RBI.

5. Enforcement Agency Compliance:

Blocking/unblocking of accounts as per the orders of the Government agencies like CBI/SFIO.

6. Timely and quality compliance of RMP, RAR, Supervisory Audit observations of RBI, Directions from DFS etc pertaining to the vertical.

7. EASE Agenda related to the vertical

Ms Aparna Joglekar

General Manager, Recovery & Legal Services.

Present Portfolio : 

1. Overall supervision monitoring and control of Recovery, ARBs/ ARCs, SAMV & Legal Services department.
2. Formulating policies and guidelines in respect of the recovery of defaulting borrowal accounts.
3. Scrutiny and preparation of compromise / OTS/ NCLT proposals etc. as per the delegation.
4. MIS related to the NPA accounts before Recovery committee of the Board and Top Management.
5. Review of performance of Zones vis-à-vis targets and report the status to higher authorities.
6. Consortium meeting / lenders meet in respect of NPA a/c’s and monitoring of the recovery process in the account.
7. Timely and quality compliance of RMP, RAR, Supervisory Audit observations of RBI, Directions from DFS etc. pertaining to the vertical.
8. EASE Agenda related to the vertical.

Shri K. Rajesh Kumar

General Manager, Human Resource Management, L&D, Rajbhasha, SAE Cell, Marketing & Publicity, Corporate Services.

Present Portfolio : 
 

1. Human Resource Recruitment & Management.
2. Resolution of Disciplinary Matters & Employee Grievances. Management of Industrial Relations in the Bank.
3. Learning & Development (L&D).
4. Maintenance of Pension (including NPS), Provident Fund & Gratuity.
5. OAD & Appellate Authority for RTI.
6. Staff Welfare, Apprentice Management, Internship Management. HRMS Functionality Management.
7. Rajbhasha & its Implementation in the Bank.
8. Staff Accountability (Post Investigation).
9. Marketing and Publicity, Corporate Communications, Public Relations, Corporate Services, Management of Bank’s Website and Social Media Handles.
10. Timely and quality compliance of RMP, RAR, Supervisory Audit observations of RBI, Directions from DFS etc pertaining to the vertical.
11. EASE Agenda related to the vertical.

Shri Devdatta Vitthal Rokade

General Manager, Operations

Present Portfolio :

1. Resource (Deposit) including NRI Services, CASA Acquisitions, Development & Review of CASA Schemes for Corporates / MSME / Traders / Government Employees, Special Deposit Schemes etc.
2. Management, Review & Improvements of entire branch operation including, SDV Lockers, CBS (On Functions), Clearing Operations, Double Lock Key, Safe Custody etc.
3. Review of Schedule of Bank’s Charges / Fees.
4. Management of Clearing Grids / Service Branch including NEFT / RTGS Transactions, NACH Mandate.
5. PFMS Operations and its reconciliation, Inbound & Outbound Call Centre Management & complaint management.
6. Compliance of DICGC, DEAF, KYC / C-KYC / R-KYC, Beneficial Owner, UCIC, Nomination, Aadhar Seeding / Mobile seeding, Deceased Claims Management.
7. Management of Security Vertical including Guards, Security Tools/ Equipments, e-Surveillance of ATMs, Currency Chest Administration including Security Management, Cash Van Management & Cash Management.
8. Inoperative Accounts, Inactive Accounts, Compliances with respect to their conversions, Limited / General Accounts and their ceiling Compliances. Record Management.
9. Alternate Business Channels (Insurance, Mutual Funds and Share Broking) and Pension, Govt. Business like Tax Collections, NPS, PPF, SCSS, SSY, Door Step Banking etc, Management of DEMAT Services and Capital Market.
10. Timely and quality compliance of RMP, RAR, Supervisory Audit observations of RBI, Directions from DFS etc pertaining to the vertical.
11. EASE Agenda related to the vertical.

Shri Amit Kumar Sharma

General Manager, Large & Mid Corporate Credit

Present Portfolio :
​

1. Credit (Large & Mid Corporate) & Forex Portfolio
2. Monitoring of Large Corporate Portfolio & Slippage Management.
3. Pool/ Co-Lending Business – Policy & Procedures. Placing the proposals / notes jointly with Retail, Agriculture & MSME.
4. ASM/LIE Appointment & Monitoring.
5. Bank Guarantee & Letter of Credit other than invocation of BG/devolvement of LC.
6. Management of NBFC Portfolio, CO-Lending Policy, Procedures & Portfolio.
7. Management of CFB & Mid Corporate Structure, Support & Supervision of Resources, performance & control mechanism.
8. Cross Selling of the Ancillary /Allied Business from the borrowal accounts to other / nearby branches.
9. Consortium meeting / lenders meet in respect of Standard Advances.
10. Timely and quality compliance of RMP, RAR, Supervisory Audit observations of RBI, Directions from DFS etc pertaining to the vertical.
11. EASE Agenda related to the vertical.

Shri Tambat Dinesh Suresh

General Manager, Inspection & Audit

Present Portfolio :
 

1. Inspection & Audit, RBIA / RBS.
2. Staff Accountability (Pre-Investigation)
3. Concurrent Audit, Management Audit & Revenue / Expenditure Audit.
4. Conduct of ACE and Reporting to ACB
5. Timely and quality compliance of RMP, RAR, Supervisory Audit observations of RBI, Directions from DFS etc pertaining to the vertical.
6. EASE Agenda related to the vertical.

Shri Gharad Milind Babarao

General Manager

Shri Mukeshchandra Upadhyay

General Manager

Present Portfolio : Zonal Manager- Delhi

Shri Mohnavi Mohd Javed Qasim

General Manager

Present Portfolio :Zonal Manager, Pune City Zone.

Ms Dular Santosh Anil

General Manager, New Business and Customer Acquisition.

Present Portfolio : 

1. Head, New Business and Customer Acquisition Vertical.
2. Institutional Business both from Government-Central & State Ministries/ Departments, PSUs, Other Entities and Corporate Sector.
3. Focus on developing new relationships in the above segment.
4. Scouting new business through cross selling amongst existing institutional relationships.
5. Institutional Business predominantly to cover Operative CASA accounts, meeting investment needs, funding needs, payment and collection needs, Channel Finance (Vendor/Dealer Finance) and any other ancillary business including payroll business from the institutional clients. Once the relationship is made functional, the business scouted from the sales/ marketing efforts form the NBCA vertical will be serviced by respective vertical at HO/Zones.
6. Based on requirements, design customized schemes to make Bank’s offerings attractive and competitive for the institutional clients.
7. Wherever necessary, co-ordinate for their business scouted with FMA, HO vertical for assessing the profitability through cost benefit analysis before onboarding the new business.
8. Offer value propositions to Institutional Clients both in Government and Private Sector through use of technology, customisations and system integration and co-ordinate with HO, Digital Banking to provide the technology solutions wherever required in a timely manner.
9. Support, Guide and facilitate ZMs/BDOs/BDFs across all Zones and for making the task of new business and customer acquisition in every Zone more effective. The responsibility, administrative control, monitoring and business generation by the individual BDO/BDF will continue with the concerned ZMs. The task of New Business and Customer Acquisition across the Bank however would need to be supported by the centralized NBCA vertical and individual BDO/ BDF in Zones will be under overall supervision and control of Head, NBCA for this purpose.   
10. Timely and quality compliance of RMP, RAR, Supervisory Audit observations of RBI, Directions from DFS etc pertaining to the vertical.
11. EASE Agenda related to the vertical.

Shri Girish Mohanrao Thorat

General Manager

Present Portfolio : Zonal Manager- Mumbai South Zone

Shri Shirish Santoshrao Salway

General Manager