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Stand-Up India Scheme
| Particulars | Details |
|---|---|
| Eligibility |
|
| Nature of Loan | Composite loan (inclusive of term loan and working capital) between Rs10 lakh and up to Rs100 lakh. |
| Interest Rate | For loan of Rs 10.00 lakh : RLLR based For loans above Rs 10.00 lakh up to Rs 100.00 lakh : As per Risk Based pricing for Micro & Small enterprises. |
| Security | Besides primary security, the loan may be secured by collateral security or guarantee of Credit Guarantee Fund Scheme for Stand-Up India Loans (CGFSIL). |
| Repayment | The loan is repayable in ‘seven’ years with a maximum moratorium period of 18 months. |
| Working Capital | Need based working capital be sanctioned by way of Cash Credit limit. Rupay Debit Card is to be issued for convenience of the borrower. |
| Margin Money | The Scheme envisages 25% margin money which can be provided in convergence with eligible Central / State schemes. |
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