Azadi ka Amrit Mahatsav

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RTGS (Real Time Gross Settlement) and NEFT (National Electronic Funds Transfer)

The RTGS and NEFT facility has been made available for customers to transfer fund from one Bank to another Bank at all Branches of our Bank. The RTGS and NEFT funds transfer facility has also been available for Internet Banking Customers of our Bank.



  1. The settlement for NEFT transactions takes place every hour .

The minimum amount for customer transactions through RTGS is Rs.2 Lakhs while there is no amount restriction for NEFT transactions. In RTGS both Customer and Inter-Bank transactions are permitted whereas in NEFT only Customer transactions are permitted.

Please Note:
As per the RBI guidelines applicable from 1st January 2011, the funds transferred through RTGS, NEFT will be credited to beneficiary account, on the basis of Beneficiary account number only. Therefore, the originator of transaction will have to ensure that the correct beneficiary Account number is written in the Funds Transfer Application Form.

The contact numbers for Customer grievances are given below:
  1. Customer Facilitation Center for NEFT: 020-24504006
  2. Email Address of NEFT Cell-
  3. RTGS Cell: 020-24504005
  4. Email Address of RTGS Cell:

As per RBI guidelines, Real-Time Gross Settlement (RTGS) is available 24x7 with effect from Dec 14, 2020.
All services charges are exclusive of GST. w.e.f. 18.04.2019 as under :


Sr No






Service Charges excluding GST w.e.f. 18/04/2019



Inward RTGS






Outward RTGS

(minimum threshold Rs. 2 Lakh)



08:00 to 11:00


Rs. 2 lakh to Rs. 5 lakh:

Rs. 25/- (Across counter)

Rs. 5/- (Digital Mode)


Rs. 5 lakh and above:

Rs. 50/-(Across counter)

Rs. 10/- (Digital Mode)





11:00 to 13:00


Rs. 2 lakh to Rs. 5 lakh:

Rs. 27/-(Across counter)

Rs. 5/- (Digital Mode)


Rs. 5 lakh and above:

Rs. 52/-(Across counter)

Rs. 10/- (Digital Mode)





After 13:00


Rs. 2 lakh to Rs. 5 lakh:

Rs. 30/-(Across counter)

Rs. 5/- (Digital Mode)


Rs. 5 lakh and above:

Rs. 55/-(Across counter)

Rs. 10/- (Digital Mode)


Inward NEFT






Outward NEFT



Upto Rs. 10,000/-


Across Counter: Rs 2.5/- per trxn

Digital Mode: Free





Rs. 10001 to 1 Lakh


Across Counter: Rs.5/- per trxn

Digital Mode: Rs 2/- per trxn





1 Lakh to 2 Lakh


Across Counter: Rs 15/- per transaction

Digital Mode: Rs 3/ per trxn





Above 2 Lakh


Across Counter: Rs.25/- per transaction

Digital Mode: Rs 5/- per trxn





Royal SB

Purple SB


Free NEFT/RTGS through internet banking

Free unlimited NEFT/RTGS remittances





Diamond CA