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MAHA BANK PERSONAL LOAN SCHEME- for Business Class having Home Loan with us
Particulars | Scheme guidelines | |
|---|---|---|
| 1 | Name of the scheme | MAHA BANK PERSONAL LOAN SCHEME- for Business Class having Home Loan with us. |
| 2 | Type of Facility | Term Loan |
| 3 | Purpose of loan | To cater to the requirements of meeting personal expenses. |
| 4 | Eligibility | For existing Home Loan applicant to avail the Personal he/ she should have a satisfactory track record of repayment of Home loan EMI up to 6 months and there should not be any overdue in the Home Loan A/c. i.e. the account should not have been classified under SMA category during the last 6 months’ period. |
| 5 | Age Limit |
|
| 6 | Min Annual Income | Minimum annual Income – 3.00 Lakhs. Minimum past 2 year ITR/Form 16 is Mandatory from current employer. |
| 7 | Maximum Quantum of Finance | Rs 20.00 Lakhs. |
| 8 | Margin | Nil |
| 9 | Repayment Period | 84 months |
| 10 | Rate of Interest | Click here to view the Interest Rate |
| 11 | Deduction | 65% of Gross Annual Income of last year including Proposed EMI. |
| 12 | Security | Nil (Clean Loan) |
| 13 | Guarantor | Not required |
| 14 | Processing Fee | 1.00 % of the loan amount + GST (Min: Rs 1000/-) |
| 15 | Documentation charge | 0.20% of the loan amount + GST |
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