लॉग-इन 
डिजिटल बँकिंग 
माहिती 
महत्वपूर्ण संकेतस्थळे / साइट 
वैयक्तिक
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महा सुपर गृहनिर्माण कर्ज योजना -
महा सुपर कार कर्ज -
महा कॉम्बो कर्ज योजना -
प्रधान मंत्री आवास योजना -
वापरलेल्या(जुन्या) कार आणि दुचाकीसाठी महाबँक वाहन कर्ज योजना -
गृहकर्जदारांसाठी टॉप अप कर्ज -
शैक्षणिक कर्ज योजना -
महा सोने तारण कर्ज योजना -
ग्राहक कर्ज योजना -
महाबँक वैयक्तिक कर्ज योजना -
वेतन लाभ योजना -
मालमत्ता तारण कर्ज -
महा आधार कर्ज योजना
एमएसएमई
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एमएसएमईसाठी महाबँक जीएसटी कर्जसुविधा -
डॉक्टर, सनदी लेखापाल, अभियंता आणि वास्तुविशारद यांच्यासाठी महाबँक कर्ज योजना -
आतिथ्य करणार्या युनिटसाठी महाबँक योजना -
कंत्राटदारांसाठी महाबँक योजना -
स्वल्प रस्ते वाहतूकदारांसाठी महाबँक वाहन कर्ज योजना -
महा एमएसएमई प्रकल्प कर्ज योजना -
महा एमएसएमई यंत्रणा / उपकरणे योजना -
ट्रेड्स -
स्टँडबाय क्रेडिट ऑफ लाइन -
महालॅप - गहाणतारण कर्ज
शेती
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महाबँक किसान क्रेडिट कार्ड (एमकेसीसी) -
महाबँक किसान सर्वलक्ष्यी मुदत कर -
महाबँक गोल्ड लोन स्कीम- एग्रीकल्चर -
शेतक-यांना फार्म हाऊस बांधण्यासाठीची योजना -
वाहनांच्या खरेदीसाठी शेतकर्यांना आर्थिक मदत देण्याची योजना (दोन / तीन व्हीलर्स)) - वाहनांच्या खरेदीसाठी शेतकर्यांना आर्थिक मदत देण्याची योजना (चार व्हीलर)
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शेतकर्यांना वेअरहाउसच्या पावतीवर वित्तपुरवठा करण्याची योजना -
लघु आणि स्वल्प शेतक-यांना जमीन खरेदीसाठीची कर्ज योजना -
शेती पदवीधरांसाठी शेती-क्लिनिक व शेती-व्यवसाय केंद्रे उभारण्यासाठी वित्त पुरवठा -
फलोत्पादन / वृक्षारोपण कार्य -
पशुसंवर्धन -
शेती यांत्रिकीकरण -
लघु सिंचन -
हाय-टेक प्रकल्प -
बचत गटांना वित्तपुरवठा -
पशुसंवर्धन शेतकरी व मत्स्यपालनास महाबँक किसान क्रेडिट कार्ड (एमकेसीसी) -
महाबँक किसान तात्काळ योजना -
मालमत्ता खरेदीसाठी कर्ज -
सौर उर्जेवर आधारित पंपसेटसाठी कर्ज -
सौर वॉटर हिटर्सना वित्तपुरवठा करणे -
सौर गृह प्रकाश योजना वित्तपुरवठा
व्याज दर
ऑनलाईन अर्ज करा
व्याज दर
ऑनलाईन अर्ज करा
Mahabank Personal Loan scheme is to cater to the requirements of meeting personal expenses. We offer fast processing of your loan. Now you need not postpone things on your bucket list! Also, you can transfer your existing high interest Personal Loan to Bank of Maharashtra as well. With a fast approval, turn your dreams into reality!
Interest Rate
10.35%P.A
Features & Benefits
Documents Required
Interest Rates
EMI Calculator
Check Eligibility
FAQs
How to Apply
Features & Benefits
Documents Required
Interest Rates
EMI Calculator
Check Eligibility
FAQs
How to ApplyPersonal Loan Features and Benefits
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Low EMI
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Higher Loan Amount
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Track my Loan
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Simplified Disbursement
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Minimal Documentation
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Lowest Processing fee
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No Hidden Charges
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No Prepayment Penalty
- Processing Fee 1.00 % of the loan amount + GST
- Loan amount is 20 times of Gross Monthly Income, maximum Rs 20.00 Lakhs.
- Repayment Period upto 7 years for salaried and 5 years for others
- Minimum annual Income – 3.00 Lakhs.
- One Guarantor acceptable to the Bank
Personal Loan Documents Required
- Proof of Identification : (any one)
- Election ID Card
- Pan Card
- Aadhar Card
- Driving License
- Photo Identity card issued by the current Employer
- Passport
- Proof of Residence : (any one)
- Electricity Bill
- Election ID Card
- Telephone Bill (Landline)
- Aadhar Card
- Driving License
- Photo Identity card issued by the current Employer
- Passport
- For Salaried Persons
- Original/Certified copy of the latest salary slips for the past 3 months
- Copies of IT returns of last 2 years duly acknowledged by IT Dept/IT assessment orders or Form 16 for last 2 years from the Employer.
- Undertaking from employer for remittance of monthly installment, wherever feasible.
- Bank Account (Salaried Account) statement for the last 6 months (in case of other Bank)
- For Non-Salaried Class /Businessman /Professional
- Latest 3 years of IT returns (2 years in case of Professionals) including computation of income, profit and Loss Account, Balance sheet, Audit Report etc.
- Shop Establishment Act
- Tax Registration Copy
- Company Registration License
- Bank statement for past one year
- Other documents as applicable as per scheme of loan.
Personal Loan Interest Rates
Personal Loan Interest Rate
10.35%P.A
Fore more Interest Rates & Charges Click here
Personal Loan EMI Calculator
Principal Loan Amount *:
Interest Rate ( % p.a ) *:
Loan Term (Years) * :
SHOW EMI
Personal Loan Eligibility
How will Bank of Maharashtra decide the personal loan amount i am eligible for?
- All confirmed employees Central / State Govt. / PSUs / Public or Private Ltd Companies / Reputed Corporates */ MNCs drawing salary from our Bank
- Salaried customers, not having salary account with our Bank, are to be considered for Personal loan subject to Employer undertaking for deduction of loan instalment from salary.
- Self–employed professionals (Only Doctors (MBBS, MD, MS), CAs, Architects having own business) can also be given personal loan in case they are banking with us (with Credit facility) for the last one year.
*For the employees of Pvt. / Public Ltd. Company, maintaining salary accounts with the Bank, such companies should have external rating (in force) of A and above
Frequently Asked Questions (FAQs)
A Personal Loan is a loan that can be availed for any personal purpose such as home renovation, wedding, medical emergencies, travelling, debt repayments, bill payments and more. Unlike other loans, Personal Loan does not require any collateral or security and can be easily availed with minimum documentation. Like any other loan, you can repay Personal Loan with EMI (Equated Monthly Instalments); debited from your bank account.
To avail the Personal Loan, all you need to do is submit the loan application form. On meeting the eligibility criteria, you will get an offer with the sanctioned amount, tenure of loan and interest rate. Once you accept the offer, funds are transferred to your bank account instantly.
You can use the EMI Calculator to know your EMI amount before applying for the Loan.
Funds from Personal Loan can be used to cater to requirements of meeting personal expenses.
You can repay your Personal Loan via an auto-debit instruction through your Bank account on a stipulated date every month to repay your EMI.
- For salaried repayment period is 84 months
- For others repayment period is 60 months
Yes, You can apply for Personal loan through Bank of Maharashtra's "MahaMobile APP". Download the MahaMobile app from following links:
- Android: Download Android App
- IOS: Download IOS App
Personal Loan How to Apply
Scan this Code to Apply Personal Loan Online
Follow the step by step instructions to avail digital loan facility from our bank.
Please click on the following link to view how to apply for Digital Loan Online:
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