Mahabank Royal Savings Account 


    Sl No Particular Details of Offer
     i  Who can open account  Resident individuals (sole or joint account),
    HUFs,Associations, Trusts, Clubs, Societies etc. subject to
    fulfilling eligibility criteria (domestic depositors) of
    Reserve Bank of India, on compliance of "Know Your
    Customer(KYC) Guidelines
     ii  Age  As required for normal SB Account with cheque facility
     iii  Initial Amount of Deposit  Account can be opened with zero balance
     iv  Minimum Balance  Minimum Monthly Average Balance (MAB) - Rs 1,00,000/-
     v  Personal Assistance  Special assistance of Relationship Manager

    If minimum MAB Rs 10 lakh, personal service by Branch Head (in absence of Branch Manager the Dy Branch Manager will provide the personal service)
     vi  Personal Air Accident Death Insurance Cover   Rs 50,00,000/-, Free of Cost
     vii  Personal Accidental Death Insurance (PAI) Cover   Rs 10,00,000/-, Free of Cost
     viii  Cheque book facilities  100 free Personalized Cheque leaves per annum
     ix  ATM Cum VISA Debit Card  Free ATM Card while opening of Account (no maintenance charge)
     x  Higher Transaction Limit on Debit Card (per day)  Rs 0.50 lac at ATMs
    Rs 0.50 lac at Point of Sale (POS)
     xi  Credit Card  50% concession on annual maintenance charge of BoM-SBI co-branded Gold Credit Card;
    50% concession in maintenance charge of BoM-SBI co-branded Platinum Credit Card for the first year
     xii  Internet Banking  Free Internet Banking Facility
     xiii  Number of Transactions  Unlimited free transactions (No ledger folio/  account maintenance charges)
     ix  NEFT/ RTGS  Free NEFT/RTGS through internet banking
     xv  Demand Draft  Upto 3 Free DDs per month and upto 3 free  delivery per month if ordered through internet  banking
     xvi  CBS transactions  Free transactions at all our CBS branches s.t.  limit stipulated for such transactions from time to time (Rs 50,000 at present)
     xvii  Standing Instruction (SI)  Free registration and execution of SIs
     xviii  Collection of outstation Cheque  Immediate Credit of outstation Cheques upto   Rs 25,000/- free of charge (not exceeding 2  cheques per month).
     xix  Tax payment through ATM & Internet Banking  Free
     xx  Demat Account  Free for 1st year
     xxi  Other Service Charges  50% concession in processing fee of retail  loans.
     xxii  Charges on Non Maintenance of Minimum MAB  Rs 1,000/- per quarter.
     xxiii  Closing of A/C before 1 year  Penalty of Rs 1,000/-



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IMPORTANT: Bank of Maharashtra never ask for Bank account details for any purpose through phone call/email/SMS.

Bank appeals to all the customers not to respond to such phone call/email/SMS and not to share their bank account detail with any one for any purpose. Never share your CVV/ PIN No. of Debit/Credit card to anyone.