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Mahabank Kisan Tatkal Scheme


Mahabank Kisan Tatkal Scheme


Agri Term Loan (ATL)


For instant credit for farming community to meet emergency  requirements


Individual Farmers / Joint borrowers (not exceeding 4 farmers) who are existing KCC holders having satisfactory track record of at least 2 years


Minimum- Rs 5000/-

Maximum- Rs 50000/-

(Subject to ceiling at 50% of KCC limit / 25% of annual income)



Rate of Interest

Aggregate Exposure

Up to Rs.10.00 lakh     : 1 Year MCLR + BSS@0.50% + 2.00%

Above Rs.10.00 lakh    : 1 Year MCLR +BSS@0.50%+ 3.00%


Existing Security obtained for KCC to be continued.


3 years in half yearly / yearly installments coinciding with harvest of    the crop

Other terms & conditions

The loan is to be cleared in full if a fresh/ enhanced limit is sought in the subsequent year based on revised KCC limit.

Paper requirement

  Loan application

  • All 7/12, 8 A, 6 D extracts, Boundaries of the applicant
  • No dues certificates of the applicant from surrounding financial institutions including PACS