Beti Bachao Beti Padhao

Mahabank Scheme for Contractors



  • Civil Contractors, Mining Contractors, Engineering Contractors, Transport Contractors, Electrical Contractors, Road Contractors, Irrigation Contractors, Pipeline Contractors etc established as Proprietorship / Partnership firms / Limited Companies
  • Individuals, Proprietorship, Partnership Firm and limited companies eligible to be classified as MSME under the MSMED Act, 2006 with Credit Rating
    (Internal/External as applicable) of BBB and above
  • MSME Units engaged in the business line at least for the last 3 years
  • Having Audited Financial Statements for last 2 years
  • Profit making for last 3 years
  • CIBIL Score as under
    • For Individuals viz., partners and proprietor 700 and above
    • For Commercial Report CIBIL MSME Rank (CMR) CMR 1 to CMR 5


  1. Cash Credit, FLC/ILC & BG facility for meeting working capital requirement
  2. Term Loan for purchase of equipment/machinery/vehicle.

Nature of Facility

Fund Based: Term Loan & Cash Credit

Non Fund based:: FLC/ILC, Bank Guarantee, Deferred Payment Guarantee

Quantum of

Minimum Rs.10 Lakhs Maximum Rs. 10.00 Crore


  • Micro & Small Enterprises: Minimum 20% upfront
  • Medium Enterprise: Minimum 25% upfront

Rate of

RLLR based 

  • Incentive by way of ROI reduction if collateral is provided.
  • CGTMSE cover available for loan upto Rs. 5 crore.

Fees & Charges

As per extant service charges guidelines

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