Beti Bachao Beti Padhao

Mahabank Loan Scheme for Doctors



Eligible Group

Doctors: Qualified registered medical practitioners with minimum qualification   BAHMS/BAMS / BPT / MBBS / BDS.

  • Should have the required approvals / registrations from the statutory / regulatory authority with minimum 2 years of work experience post qualification.
  • Eligible to be classified as MSME under the MSMED Act 2006 and should possess Udyam Registration certificate.


  • For acquiring premises on ownership basis required for running Hospitals/Clinics/Nursing Homes/ Physiotherapy Centres, Polyclinics, pathological lab, Diagnostic Centre, Eye Centres, ENT Centres, Small and Medium size specialty clients like skin clinics, dental clinics, dialysis centres, endoscopy centres, IVF centres, poly clinics, X-ray labs etc. subject to compliance with license / registration requirements under laws of State / Central Govt. as the case may be, be ensured.
  • Purchase of medical equipment including ancillary equipment, furniture & fixture, furnishing, professional tools, computers, UPS, software etc.
  • Renovations, expansion and modernization of existing Centre.
  • Purchase of vehicles, ambulance etc. for medical practitioner.
  • To set up Oxygen plant along with power back up for medical use in Hospitals/clinics/Nursing Homes etc.
  • Working Capital requirement for stocking of Medicines

/vaccines / disposables etc.

Nature of Facility

  1. Term loan
  2. Cash Credit

Quantum of Finance

  • Minimum: Above Rs.10.00 lakh
  • Maximum: Up to Rs.25.00 crore 

Rate of Interest

​RLLR linked
  • Incentive by way of ROI reduction if collateral is provided
  • CGTMSE cover available for loan upto Rs.5 Crore


  • Up to Rs.200.00 lakh: Term Loan- 20% of project cost, Vehicle- 15% on road cost and CC-25%
  • Above Rs.200.00 lakh: Term Loan- 25% and CC-25%


Maximum upto 12 years

Fee and Charges

As per extant service charges guidelines

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