Maha Super Housing Loan Scheme : for Construction/Acquiring of new or existing house/flat and extension of existing house/flat
Individual salaried employees/ self-employed professionals/Businessman / Agriculturist
Eligible Quantum of Loan
Maximum loan amount will be lowest of loan amount assessed on the basis of
Loan to value and Margins Norms
Maximum 36 months. However interest may be capitalized for a maximum period of 18 months thereafter Interest to be serviced as and when applied
Maximum Repayment period of 30 years or on borrower reaching the age of 75 years whichever is earlier.
Rate of Interest
For salaried individuals.
Up to 75% based on latest monthly income
For Non-Salaried Individuals
Up to 75% based on average annual income
Equitable / Registered Mortgage of Property.
0.25 % of the loan amount (Subject to max. of Rs. 25,000/-)
Full waiver of Processing Fee for Govt. /State /Central Government / Public sector Employees in case of Takeover Loans
Waiver of 3 EMIs
1) First EMI waiver on completion of 5 years,
Calculate EMI Apply Now