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Maha Super Car Loan Scheme
Features
- Maximum Funding upto 100% of On road price
- Finance available to corporate clients (Firms/Companies).
- Interest charged on daily reducing Balance.
- No Pre-Payment / Pre-closure / Part payment Charges.
- Quick turnaround time.
S.No | Particulars | Scheme guidelines | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Purpose | Purchase of New four Wheeler i.e. Car, Jeep, Multi Utility Vehicles (MUVs), SUV etc. for personal use. (i.e. not for hiring/ferrying passengers) for individuals (18 years and above)/ Companies and Corporate entities | ||||||||||
| 2 | Eligibility | Eligible entities:
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| 3 | Eligible Quantum of Loan | Maximum loan amount will be assessed based on the permissible Deduction norms Maximum Loan Limit
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| 4 | Minimum Annual Income |
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| 5 | Margin | A) For existing Housing Loan Borrowers: NIL Margin On Road price of Vehicle B) For Others - Minimum 10% of On Road price of Vehicle On Road price shall include Ex Show Room Price, Road Tax, Cost of Registration and Insurance (One Year or Three Years), excluding cost of accessories | ||||||||||
| 6 | Repayment period | Max. 84 Months | ||||||||||
| 7 | Rate of Interest | |||||||||||
| 8 | Deduction | Salaried – Up to 80% of gross monthly Income Non Salaried - Up to 80% of gross Average Annual Income | ||||||||||
| 9 | Security | Hypothecation Of Vehicle purchased. | ||||||||||
| 10 | Processing Fee | 0.25 % of the loan amount (Subject to max. of Rs. 15,000/-) |
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