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Mahabank Kisan All Purpose Term Loan
| Mahabank Kisan All Purpose Term Loan | |
|---|---|
| Facility | Term Loan (TL) |
| Purpose | To create hassle free single term loan limit to farmer for all term loan requirements excluding development projects with long gestation periods (more than 3-4 years) |
| Eligibility | Individuals, Joint/ Group of farmers- owner cultivators & JLG’s/SHG’s engaged in agriculture & allied activities |
| Amount |
|
| Margin |
|
| Rate of Interest | Up to Rs.10.00 lakh : 1 Year MCLR + BSS@0.50% + 2.00% Above Rs.10.00 lakh : 1 Year MCLR +BSS@0.50%+ 3.00% |
| Security |
|
| Repayment | Repayable within 9 years maximum in suitable installments coinciding overall income generation of the farmer, without linking to individual projects. |
| Insurance | Asset created have to be insured for full value. |
| Other Terms & Conditions | The farmer should undertake to create/ complete the project within 15/30 days of availing the disbursement. |
| Paper requirement | 1. Loan application ie Form No -138, & Enclosure – B2
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