Debit Cards

a)   RuPay Classic Card

This card can be issued to all the eligible customers who enjoy the above mentioned debit card transaction facilities (subject to availability of balance in the account) on ATM networks.

b)   RuPay Platinum Card

This card can be given to the customer who is maintaining minimum quarterly average balance of Rs. 10,000/- & above for new and existing customers. This card is free for staff member of the Bank till he/she is in service. This card can be used at ATMs, PoS transactions and for online transactions. The Rupay Platinum Debit Card is having many added features. The Merchant Discount Rate (MDR) is 0.15% more than the normal Rupay Debit Card, which gives an opportunity for the Bank to earn more interchange income from the Rupay Platinum Debit Card.

Insurance Cover for RuPay Platinum Card Holders:

Personal Accident (Death) Insurance                         :    Rs. 2.00 Lakhs

Permanent Total Disability Insurance                         :    Rs. 2.00 Lakhs

Insurance Cover for Rupay Select (Higher Variant) card Holders :

Personal Accident (Death)Insurance                           : Upto Rs. 10 Lakhs

Permanent Total Disability Insurance                          : Upto Rs.10 Lakhs

To be eligible to get the Insurance cover mentioned above, the cardholder should have performed atleast one successful Rupay card induced financial transaction at any POS/e-com, both intra and inter-bank i.e. on-us  or off-us  within 45 days prior to date of accident including accident date of Rupay Cardholder. 

c)   Kisan Card

Rupay Kisan cards are issued to all Standard MKCC accounts.

 d)   Mudra Cards

Mudra cards are personalized debit card and to be issued to all eligible PMMY (Pradhan Mantri Mudra Yojana) beneficiaries.

e)   Student DBT Pre-Paid Cards (Closed Loop Cards)

These are Pre-paid cards to facilitate purchase of goods in closed loop, against the value stored in such card. Presently Bank has issued Pre Paid Cards for Student DBT project of Pune Municipal Corporation (PMC), and Nagpur Municipal Corporation’s students.

f)     Visa Classic Card :  

These cards are issued to all the eligible customers who enjoy the abovementioned transaction facilities (subject to availability of balance in the account) on all ATMs.

 g)     Visa Purple card:  

These cards are issued to Mahabank purple saving account holders, with higher per day transaction limit.( Rs. 1,00,000/= on ATM & PoS) . No maintenance charges and unlimited transactions on any ATM.

 h)    Rupay PMJDY cards:

Any type of card issued to PMJDY account holders.

Insurance cover for Rupay PMJDY cards:

Accounts opened before 28^th August 2018             :Rs.1 Lakh

Accounts opened after 28^th August 2018                :Rs.2 Lakhs