Try our new Mobile Banking App - Maha Mobile
Experience banking at your fingertips with the Maha Mobile App. Activate it on your mobile today to view your banking transactions, do instant money transfer to your loved ones, and pay your bill in time from anywhere, anytime.

The Maha Mobile Banking app is

Safe Easy Convenient
Send an SMS MAHAMOBILE TO 9223181818 to get the download link
or find us on the app stores

How to Activate Instantly

Download the Mobile Banking Application from the respective app store and open
1. Install Maha Mobile from relevant App Store
Install Maha Mobile from relevant App Store
2. Click on New User Registration button
Click on New User Registration button
3. Accept the terms & conditions
Read and accept the terms & conditions
4. Enter your User ID
Your User Id is your 11 digit CIF or Customer id Number. if you don’t know your CIF number, contact call center.

On Submit, an automated SMS* is sent from your bank. In case you get a pop-up asking you to visit branch, you have either not registered your mobile number with the Bank or you are using a SIM other than that of your registered mobile number. For Dual SIM Mobiles phones ensure your registered number is the default SIM.

*Standard charges to send an sms applied
5.Choose your registration method
You now have three options to complete registration
  1. Internet Banking : Verify with Net Banking User ID and Password
  2. ATM Card : Verify with 16 digit Card Number and PIN
  3. Branch : Submit application at branch and verify with the 5 digit token you get on SMS
6. Set your MPIN & MTPIN
1. MPIN (Password to login to app) 2. MTPIN (Password to authenticate fund transfer & bill pay)
7. Congratulations! You can now do your transactions
Congratulations! You can now use Maha Mobile for over XX banking transactions. For more help, open the side menu to view FAQ, contact our customer care or visit one of our branches near you

What are the features available?


  • Balance Enquiry & Mini Statement for
  • Savings & Current Account
  • Fixed & Recurring deposit
  • Loan Accounts

Fund Transfer

  • View/add/modify/delete beneficiaries
  • Transfer to accounts within Bank
  • Transfer to other bank a/c with NEFT*
  • Transfer to other bank a/c with IMPS*

Bill Pay

  • Add/Delete billers
  • View & pay bills
  • Instant bill pay (without biller addition for select billers)
  • Check bill payment history

Card Services

  • Apply for debit/credit card
  • Reset ATM PIN
  • Block debit card

Service Request

  • Search past transactions
  • A/c statement request
  • Cheque Book Request
  • Cheque Status Enquiry
  • Stop Cheque
  • Demand Draft Request
  • Apply for loans


  • Log Complaint
  • Mobile Passbook
  • Change MPIN & MTPIN

Immediate Payment Service (IMPS) is an instant interbank electronic fund transfer service through mobile phones. It is also being extended through other channels such as ATM, Internet Banking, etc.


National Electronic Funds Transfer (NEFT) is a nation-wide payment system facilitating one-to-one funds transfer. Under this Scheme, individuals, firms and corporates can electronically transfer funds from any bank branch to any individual, firm or corporate having an account with any other bank branch in the country participating in the Scheme.

Additional Features
  • Frequently Asked Questions
  • Branch/ATM Locator across India
  • Contact Centre Details

Service Charges

At present there are no charges levied for the mobile banking application and no charges will be levied for the funds transferred to other accounts within the Bank. For funds transfer to other bank accounts through NEFT, appropriate service charges as per Bank’s guidelines will be debited by the system. In case of Issuance of Cheque Book or Physical Statement of Account courier/ postal charges will be debited to customer’s account if Mode of delivery is “Delivery on Customer’s Address” @ Rs. 50/- per request.

Transaction Limit

Transaction Limits in the Mobile Banking are as follows.

Sr No Particular Transaction Amount Limit
1 Transfer to Own Account No Limit
2 Transfer to Other BOM account 50000/- per day
4 Utility Bill Payment
5 NEFT 5000/- per day

Who can avail the facility?

  • All types of savings bank account holders in the individual capacity or joint account holders operated on either or survivor basis.
  • All sole proprietorship firm Current Account and Cash Credit Account holders.

Pre requisites for availing Maha Mobile Banking Services

The customer should have the following to use the mobile banking application.

  • Android, IOS, Windows mobile phone.
  • Data Connectivity in the mobile phone

The application is carrier-independent i.e. customers can avail of the mobile banking service with the Bank irrespective of the service provider for their mobiles, subject to availability of Data Connectivity & ability of the Mobile Device to run MahaMobile applications. The cost of Data connectivity will be borne by the customers.

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