BoM Pro Biz Current Account

1

Eligibility

All Individuals / Firms/ Partnerships / Traders / Pvt Ltd Companies including professionals

All eligible customers to be on boarded as per extant regulatory guidelines, and bank guidelines issued vide ref. no. AX1/Operations/Master Circular-Customer on boarding / 2024-25 / Cir. No.17 dated 06/07/2024.

Registered practicing Individual / Firms / Partnerships / Pvt Ltd Companies associated with following professions -

1. Doctors
2. Chartered Accountant
3. Advocates
4. Architects
5. Company Secretaries
6. Cost Accountants 

All eligible customers to be on boarded as per extant regulatory guidelines, and bank guidelines issued vide ref. no. AX1/Operations/Master Circular-Customer onboarding / 2024-25 / Cir. No.17 dated 06/07/2024.

2

Minimum AQB (Average Quarterly Balance)

Rs. 25000/-

Account can be opened with Zero initial deposit.

Rs. 50000/-

Account can be opened with Zero initial deposit.

3

Charges for Non-Maintenance of Minimum AQB

Rs. 1500/- per quarter

Rs. 2000/- per quarter

4

Chequebook Facilities

50 Cheque leaves free p.a.

75 Cheque leaves free p.a.

5

Debit Card

RuPay Platinum Debit Card.

Card can be used for domestic as well as international transactions.

Note: Debit Card shall be issued only in case of individuals and to the proprietor of the proprietary firm.

RuPay Select Debit Card.

Card can be used for domestic as well as international transactions.

Note: Debit Card shall be issued only in case of individuals and to the proprietor of the proprietary firm.

6

Debit Card Issuance Charges

Free

Free

7

Annual Maintenance on Debit card

  NIL

NIL

8

No of Transactions at ATM

At Bank of Maharashtra ATM - Unlimited Free Transactions.

Other Bank ATM- First 5 transactions in a month - Free (Except six metros viz Mumbai, New Delhi, Chennai, Kolkata, Bangalore & Hyderabad where 3 transactions only –both financial and non-financial are free)

From 6th transaction onwards in a month
Financial: Rs. 20/-
Non-Financial: Rs. 8/-

On Us : Unlimited

Off –Us : Unlimited

9

Higher Transaction Limit

ATM Cash Withdrawal: Up to Rs. 1.50 Lakhs Per Day

POS / e-Commerce: Up to Rs. 3 Lakhs Per Day

ATM Cash Withdrawal: Up to Rs. 1.50 Lakhs Per Day

POS / e-Commerce: Up to Rs. 5 Lakhs Per Day

10

NEFT/ RTGS

Online : Free

Online : Free

11

SMS Charges

Free

Free

12

Locker

Preferential locker allotment at existing rates.

Preferential locker allotment at existing rates.

13

Personal Accident Death Insurance Cover

(On RuPay Select/ Platinum Debit Card)

Personal accident and total disability cover of Rs. 2 lakhs.

Note: The above benefit is subject to modifications / withdrawal as per revision from NPCI from time to time.

Debit Card shall be issued only in case of individuals and to the proprietor of the proprietary firm.

Personal accident and total disability cover of Rs. 10 lakhs.

Note: The above benefit is subject to modifications / withdrawal as per revision from NPCI from time to time.

Debit Card shall be issued only in case of individuals and to the proprietor of the proprietary firm.

14

Complimentary Offerings on RuPay Select/ Platinum Debit Card

• Complimentary domestic lounge access.

Note: The above benefits are subject to modifications / withdrawal as per revision from NPCI from time to time.

• Complimentary domestic and international lounge access.
• Concierge Service
• Merchant offer
• Wellness offer
  1. One Complimentary 30 days free offline Gym memberships or 90 days free online gym membership in a year.
  2. One Complimentary health check up package in a year.
  3. One Complimentary SPA session or Lakme salon services INR 1500 coupon in a year.

• One complimentary INR 100 CAB service coupon in a year.
• One year complimentary OTT (Sony Liv, Amazon Prime Video & Hotstar) service.
• Other Complimentary services offered by NPCI to RuPay Select Debit Card Holders

Note: The above benefits are subject to modifications / withdrawal as per revision from NPCI from time to time.

15

Monthly Statements

Free in e-Mail, Mobile and Net Banking and Once per month in Branch.

Free in e-Mail, Mobile and Net Banking and Once per month in Branch.

16

Charges for other services

Service charges for all other services, not mentioned above such as Ledger folio charges, charges for account statement, DD issuance etc. will be as per extant schedule of service charges, applicable from time to time.

Service charges for all other services, not mentioned above such as Ledger folio charges, charges for account statement, DD issuance etc. will be as per extant schedule of service charges, applicable from time to time.

Note: Conversion of accounts from other Current product to BoM Pro Biz Prime/ BoM Pro Biz Supreme is allowed subject to fulfilment of eligibility norms of the scheme.