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BoM Credit Card

BoM Credit Card Features:

  • Welcome Offer:

    100 Bonus Reward Points on 1st Retail Spend of Rs.1,000/- or above.

  • Rewards:

    Earn Rewards Points for every purchase made using BoM Credit Card. One Reward point for every Rs.100/- or multiple there off. Convert your rewards into mercantile.

  • Fuel Surcharge Waiver:

    Fuel Surcharge Waived for fuel transactions done between Rs.500/- and upto Rs.4,000/- across all fuel stations in the country (Maximum waiver Rs.200/- per Billing Cycle).

  • Card Liability Cover:

    In an unfortunate event of loss of Credit Card, you carry zero liability on any fraudulent transactions made by with card after reporting the loss to the bank. Also, you are protected against card counterfeit / skimming and online frauds.

  • Contactless Card and Usage:

    Use your BoM Credit Card to make quick, secure and easy payments by just tapping the card and paying at participating merchants without entering Credit Card PIN for amount of transaction up to Rs.5,000/-.

  • Insta-EMI:

    Convert all your transactions worth Rs.2500.00 and above to EMI. For EMI conversion login into your Credit Card Self Care Portal (

    Note: Txn done for purchase of gold/jewellery is not allowed for conversion into EMI.

  • Add-on Cards:

    Offer your BoM Card benefits to your loved ones, through our Add-on card offering. What’s more? Your Add on card comes free for lifetime! So, go ahead and avail it.

  • Rupay Offers: (Offers)

  • VISA card offers: (Offers)

Fees & Charges:

Annual card membership fee waived for first year

Waiver of annual fee if card usage is Rs.30,000/- or more during previous year.

Eligibility Criteria:

Primary Card holder aged between 21 years to 65 years. Minimum age criteria for Add on card holder is 18 years.

For more details, visit our nearest Branch or call 1800-233-4526 / 1800-102-2636 or write to us at

How to activate our Credit Card using Customer Self Care Module (CSCM) of Bank?

The credit card will be delivered to you without physical PIN and in ‘Inactive’ status for security reasons ,to avoid any misuse of card. All customers are required to register themselves on the Customer Self Care web portal This is mandatory step to be done for activating the credit card, generating green PIN. The following channels will be inactive by default but has to be activated by customer:

  1. Electronic- Commerce (E-com)
  2. Near Field Communication (NFC- Tap and pay/Contactless payment)
  3. International Transactions

View Demo video for Credit Card registration and Activation: Demo Video

Card activation: Process flow

Login card activation portal via web browser →New User Registration→ enter details → Continue→ enter OTP received on Mobile/email →Validate→ Type Passcode → Submit

How to use Forget Password facility?

Login on the self Service web portal → Forgot Password →Type User Id →continue → Enter OTP → Validate → Type New Passcode → Submit

Whether EMI facility is available on Bank of Maharashtra Credit Card?

  • Yes. The minimum transaction amount that can be converted into EMI is Rs. 2,500/-.
  • Customers can repay EMI within the different tenures, i.e. 3/6/9/12/18/24 months.

Note: Txn done for purchase of gold/jewellery is not allowed for conversion into EMI.

Is there any Toll free number/ Grievance portal for resolving the customer’s issues?

Yes, the Toll Free No. is 1800 233 4526/ 1800 102 2636 through which Card can be instantly blocked by the customer in case of any loos/theft/misuse of card.

BoM Credit Card Bill Payment

Most Important Terms and Condition of BoM Credit Card

Download application here (Link for downloading of application)

Click here to Apply