LOG-IN 
Important Links/Sites 
Significance of Investment Schemes
Investment schemes are vital for both financial growth and security. They allow you to systematically save as well as grow your wealth over time. By diversifying investments across multiple schemes, all the investors can decrease the risks and achieve their financial goals at the same time, for example buying a home, funding education, or making sure a tension-free retirement altogether.
Therefore, investment schemes often provide you with tax benefits and higher returns in comparison to conventional savings accounts while making them an extremely important part of a vigorous financial plan. Now you must be curious to know regarding the same in detail, here comes the blog for your ultimate guidance let’s take a closer look.
Why Bank of Maharashtra
Choosing the correct financial firm for your actual investments is always a vital thing. Bank of Maharashtra is the clear standout due to its long-standing reputation for trust and commitment to customers. Bank of Maharashtra gives all its customers a wide and effective range of investment schemes to meet multiple financial goals and risk appetites.
Along with the competitive interest rates and a variety of options which include fixed deposits, recurring deposits and mutual funds, Bank of Maharashtra investment schemes cater to both conservative as well as aggressive investors. In addition to that, the bank's robust digital banking platform ensures a seamless and convenient investment experience, making it a preferred choice for many.
Furthermore, when it comes to investments, Bank of Maharashtra investment schemes offer the best interest rates to let you fulfill your short-term as well as long-term goals more effectively.
Exploring BoM’s Various Investment Schemes
Bank of Maharashtra provides a wide spectrum of investment schemes in order to cater to various investor needs. Now let’s dive into the detailed look at the Bank of Maharashtra schemes list:
Fixed Deposit (FD) Schemes
- Regular Fixed Deposit:
- Offers assured returns with flexible tenures from 7 days to 10 years.
- Suitable for individuals seeking stable and secure investments.
- Tax Saving Fixed Deposit:
- Gives tax deductions under Section 80C with a lock-in period of 5 years.
- Ideal for those looking to save on taxes while earning interest.
Recurring Deposit (RD) Schemes
- Regular Recurring Deposit:
- Allows small regular investments with tenures ranging from 6 months to 10 years.
- Perfect for disciplined savers who prefer to invest small amounts as per the period.
Savings Account Schemes
- Maha Bank Purple Savings Account:
- Tailored for resident individuals, this account offers a range of banking services with added privileges and no minimum balance requirement.
- Lok Bachat Yojana:
- Designed for low-income individuals, this account facilitates easy access to banking services with minimal balance requirements, encouraging savings among economically weaker sections.
Mutual Funds
- Mutual Fund Investment:
- Offers a platform for investing in various mutual funds, including equity, debt and well-balanced funds.
- Suitable for all those investors who are seeking diversification and professional fund management.
Life Insurance and Pension Plans
- Life Insurance Plans:
- Gives you financial protection and additional benefits like tax savings and retirement planning.
- Ensures peace of mind and security for policyholders and their families all at a time.
- Pension Plans:
- Helps build a retirement corpus with regular contributions during working years.
- Aimed at ensuring a financially secure and comfortable retirement.
Demat and Trading Account
- Demat and Trading Account:
- Enables trading in equities, bonds, and other securities with real-time market updates and expert advice.
- Essential for individuals interested in participating in the stock market and other securities.
Government Schemes
- A long-term savings scheme with enough attractive interest rates and tax benefits.
- Ideal for those who are looking for a secured investment with guaranteed returns and tax advantages at the same time.
- This scheme is mainly focused on the welfare of the girl child while offering high interest rates and tax benefits at the same time.
- Designed to ensure the financial future of the girl child with significant returns.
Additional Schemes
- Maha Millionaire Term Deposit:
- A term deposit scheme designed to help investors become millionaires through disciplined savings.
- Perfect for ambitious investors aiming for significant wealth accumulation.
- Mahabank Royal Savings Account:
- A premium savings account offering higher interest rates and exclusive benefits.
- Best suited for individuals seeking superior banking services and returns.
Bank of Maharashtra investment schemes not only provide you with a diverse range of investments but also come up with competitive interest rates while ensuring there is a more suitable option for each type of investor.
Investing with the Bank of Maharashtra gives you a strategic pathway to financial security as well as growth. The bank’s wide area of investment schemes, each with competitive interest rates along with tailored benefits, directs to multiple financial requirements and goals. Whether you're planning to save for the short period or plan for the long term, the Bank of Maharashtra always has a scheme to help you in order to achieve your aspirations. So, start your investment journey today with the Bank of Maharashtra and secure an affluent future.
Author: Bank of Maharashtra
Date of Publish: 31 Jul, 2024
Public Information 
Gallery 
Social Activity 
Assets for Sale 
Tenders