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Agri Infrastructure

Hi-tech Projects




Term Loan (TL)


Hi-tech Agricultural projects (Green House/ Polyhouse /Shed net /Pre Cooling / Cold Storage etc)


All farmers- Individual / Joint landholders


As per the project cost/ estimates


  • Limit up to Rs 1.00 Lakh- NIL
  • Limit above Rs 1.00 Lakh-15% to 25%

(Depending upon purpose & quantum of finance)

Rate of Interest

ROI shall be as applicable to Agricultural advances


  • Hypothecation of Crops/ other assets &
  • Third Party Guarantee/ Mortgage of Land


Within 5 to 9 years depending upon the cash flows of the activity

Other Terms & conditions

  • All statutory licenses, permissions from respective authorities/ departments for setting up unit/ project are mandatory
  • Subsidy is available from NHB/NHM subject to complying documentation as per their requirement.

Paper requirement

1. Loan application ie Form No -138,&Enclosure – B2

  • All 7/12, 8 A, 6 D extracts, Chatu Sima of the applicant
  • No dues certificates of the applicant from surrounding financial institutions including PACS
  • Legal search from advocate on Bank’s panel for loans above Rs.1.00 lakh where land is to be mortgaged
  • Price quotations/ Plan estimates / Permissions etc. depending up on the purpose of loan

2. Guarantee form F-138

  • All 7/12, 8 A & PACS dues certificate of the guarantors