Scheme for Solar Water Heating Systems under Jawaharlal Nehru National Solar Mission(JNNSM)
Objective To promote adoption of solar energy for the purpose of water heating.
Purpose To install Solar Water heating system between capacity of 100 — 400 litres per day capacity.
Eligibility All customers of the bank with proof of income to ensure repayment capacity to the satisfaction of sanctioning authority.
Amount of loan 80% of the benchmark cost approved by MNRE or actual cost of the unit whichever is less.
Margin 20% by the applicant.
Subsidy 30% of benchmark cost subject to ceilings prescribed for each model.
Rate of Interest Click here to view the Interest Rate
Repayment Between 3-5 years. Repayment within 3 years not allowed.
Security
  1. For loans up to Rs. 25,000/- hypothecation of the system to be purchased.
  2. For loans above Rs. 25,000/- in addition to a) above, one guarantor acceptable to bank should be obtained. Paper security, to the extent of loan amount may be obtained in lieu of guarantor.
Other terms conditions and Adequate insurance cover for the system /equipments. Products of manufacturers approved by MNRE only will be financed. Payment will be made directly to the dealer/supplier along with applicant's margin.
 
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