Salary Gain Scheme


Purpose To meet personal needs of the customers who are salary earners.
  1. Applicants salary should be with the branch.
  2. Customer should be in permanent employment at least for 2 years with corporate/mid corporate/central or state govt/ co-op society.
  3. Minimum take home salary should be Rs 6000/p.m. (Average of last 6 months to be taken).
Nature of Facility: Overdraft in Saving Account.
Amount : 50% of one month take home salary or Rs 25000/ whichever is Less.
Margin : Generally 25%, which can vary according to requirement and assessment.
Rate of Interest Click here to view the Interest Rate
Security Clean.
Other Conditions:
  • Eligible amount to be decided on the basis of last six Months take home salary, repayment obligations, Regular credit of salary.
  • Existing account holders can also opt for the scheme.
  • In case of change in take home pay existing limit can be adjusted.
  • Interest on credit balance if limit is not availed. Interest on debit balance be charged on monthly basis.
  • Employer be kept informed about availment of facility.
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