New Scheme for Students :

With a view to making children develop the habit of banking and also to make them our future customers, we have introduced suitable scheme for kids / children / students.

Age Limit :

10 year and upto 18 years

Suggested name :

Mahabank-YuvaYojana

Type of deposits :

Savings/RD/FD

Saving deposits :

The account will be opened and operated. In the name of child simply by accepting deposit of Rs.10/- Only.
Account to be operated by him/her. There will be no minimum balance criteria applicable to this account. No Cheque book will be issued to this account. However, minimum balance criteria will be made applicable after the age of 18 and when cheques book will be issued.

Recurring deposit :

We may stipulate suitable monthly installment so that the student’s fee and other requirements are comfortably met with at the beginning of academic year. No TDS. Fixed deposit/Cash Certificate : Suitable amount is to be deposited as Cash certificate at the beginning of the year or birth day or every year to get Rs.50000 or Rs. 100000 at the end of the stipulated period.

Other benefits :

Free transfer of funds from parent’s account Under deposit Schemes for intercity for course fee, educational fee, hostel fee etc,. Free standing instruction for transfer of money from parent’s account in the same branch. Free standing instruction for transfer of money from Child’s account to RD account in the same branch. Free ATM debit card with specified spending Limit. Facility for free service for payment of utility bills like mobile phones wherever available.

Under Loans :

Sanction of education loan at appropriate time to eligible students (i.e. at the time of admission to professional courses) holding account for more than six months.

 
 
 
 
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IMPORTANT: Bank of Maharashtra never ask for Bank account details for any purpose through phone call/email/SMS.

Bank appeals to all the customers not to respond to such phone call/email/SMS and not to share their bank account detail with any one for any purpose. Never share your CVV/ PIN No. of Debit/Credit card to anyone.