Pradhan Mantri Mudra Yojana

Term loan & Cash Credit facility up to 10.00 lakh to nonfarm units engaged in Manufacturing, trading & service activities.

Food products sector, activities allied to agriculture and services in these area up to Rs.10.00 Lakh included under PMMY.

Schemes under PMMY are -

  • Shishu – Loans up to 50000/-
  • Kishore - Loans from 50001/ - to 500000/-
  • Tarun - Loans from 500001/ - to 1000000/-

Overdraft facility extended for eligible PMJDY beneficiary will be covered under PMMY.

No collateral & third party guarantee.

Interest Rate :

  • MSE loans up to Rs.10.00 lakh : @MCLR+BSS

Agricultural allied activity, food processing etc. Slab wise interest rate as under

  • Up to Rs.50000/- : @ MCLR+BSS+0.75%
  • Above Rs.50000/- & up to Rs.2.00 lakh : @ MCLR+BSS+1.50%
  • Above Rs.2.00 lakh & up to Rs.10.00 lakh: @MCLR+BSS+ 2.00%

(BSS is Business Strategy Spread which is at present: 0.25%)

MUDRA Debit Card will be provided to all Cash Credit account holders under PMMY

Loan Application Form for Pradhan Mantri Mudra Yojana (PMMY)

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