MSME Credit + Scheme
  • Short Term Loan upto 180 days
  • Provide timely and need based additional working capital and Term Loan assistance to existing MSME borrowers of the Bank as well as of MSME borrowers of other Banks by taking over the credit facilities.
  • Eligibility : All Micro, Small and Medium Enterprises, as defined under MSMED Act, 2006 are eligible for finance under the scheme with external rating AAA to BBB or Collateral Security (Non Agriculture property/Paper based Security) with collateral cover (Realizable Value) of more than 100% for the existing fund based credit facilities upto limit Rs.20.00 crore and non fund based limits upto Rs.10.00 crore.
  • 25% concession in applicable processing fees
  • 1% concession on the applicable Rate of Interest
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