Mahabank's Cumulative deposit scheme gives a rate of return much higher than the apparent rate stated on the deposit receipt as this deposit earns an interest on quarterly compounded basis.

Eligibility :

Any individual, singly or jointly or a firm, corporate, club etc.

Amount of Deposit :

Minimum amount of deposit is Rs.100/- and in multiples thereof.

Rate of Interest :

Attractive rate of interest as decided by bank from time to time on maturity patterns.

Period of Deposit :

The period of deposit ranges from a minimum of 6 months up to a maximum of 120 months.


Nomination facility is available.

Other benefits:

  • Loan facility is available Upto 90% of the deposit plus accrued interest thereon.
  • No TDS if appropriate forms (15 H / 15 G) are submitted.
  • Annual yield and date of maturity to be informed to the depositor.
  • Autorenewal instructions be obtained.
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IMPORTANT: Bank of Maharashtra never ask for Bank account details for any purpose through phone call/email/SMS.

Bank appeals to all the customers not to respond to such phone call/email/SMS and not to share their bank account detail with any one for any purpose. Never share your CVV/ PIN No. of Debit/Credit card to anyone.